Privacy Policy
How we handle your information
Last updated: October 15, 2025
This Privacy Policy describes how Money Manners Guide ("we," "us," or "our") collects, uses, and protects information when you visit our website moneymmannersguide.com (the "Site"). We are committed to protecting your privacy and being transparent about our data practices.
Information We Collect
Information You Provide
When you use our contact form, you may provide us with:
- Your name
- Email address
- Any information you include in your message
This information is provided voluntarily and is used solely to respond to your inquiries.
Information Collected Automatically
When you visit our Site, we may automatically collect certain technical information, including:
- IP address (anonymized)
- Browser type and version
- Operating system
- Pages viewed and time spent on pages
- Referring website address
- Date and time of your visit
This information helps us understand how visitors use our Site and improve our content.
Cookies and Similar Technologies
What Are Cookies
Cookies are small text files stored on your device when you visit a website. They help websites remember your preferences and understand how you interact with the site.
Types of Cookies We Use
Essential Cookies: These are necessary for the website to function properly. They enable basic features like page navigation and access to secure areas. The website cannot function properly without these cookies.
Analytics Cookies: With your consent, we may use analytics cookies to understand how visitors interact with our Site. This helps us improve content and user experience. These cookies collect information anonymously.
Preference Cookies: These cookies remember your choices (such as your cookie consent preferences) to provide a more personalized experience.
Managing Cookies
When you first visit our homepage, you will see a cookie banner that allows you to:
- Accept all cookies
- Decline non-essential cookies
- Customize your cookie preferences
You can also manage cookies through your browser settings. Most browsers allow you to block or delete cookies. However, blocking all cookies may affect your experience on our Site.
How We Use Your Information
We use the information we collect to:
- Respond to your inquiries and messages
- Improve our website content and user experience
- Analyze site traffic and usage patterns
- Protect against security threats and abuse
- Comply with legal obligations
We do not sell, rent, or share your personal information with third parties for marketing purposes.
Data Retention
We retain personal information only for as long as necessary to fulfill the purposes outlined in this policy:
- Contact form submissions: Up to 2 years after your last communication
- Analytics data: Automatically deleted after 26 months
- Cookie consent preferences: Stored locally on your device for 1 year
Third-Party Services
Our Site may use the following third-party services:
Google Fonts
We use Google Fonts to display typography on our Site. When you visit our Site, your browser may connect to Google servers to load font files. Google's privacy policy governs their data collection: https://policies.google.com/privacy
External Links
Our articles contain links to external websites for reference purposes. We are not responsible for the privacy practices of these external sites. We encourage you to review their privacy policies before providing any personal information.
Your Rights
Depending on your location, you may have the following rights regarding your personal information:
- Access: Request a copy of the personal information we hold about you
- Correction: Request correction of inaccurate personal information
- Deletion: Request deletion of your personal information
- Objection: Object to processing of your personal information
- Portability: Request transfer of your personal information
- Withdraw consent: Withdraw consent for processing based on consent
To exercise any of these rights, please contact us at marcus@moneymmannersguide.com.
Data Security
We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.
Children's Privacy
Our Site is not intended for children under 16 years of age. We do not knowingly collect personal information from children. If you believe we have collected information from a child, please contact us immediately so we can delete it.
International Data Transfers
Our Site is hosted in the United States. If you are accessing our Site from outside the United States, please be aware that your information may be transferred to, stored, and processed in the United States where our servers are located and our central database is operated.
Changes to This Policy
We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. We will post any changes on this page with an updated "Last updated" date. We encourage you to review this policy periodically.
Contact Us
If you have any questions about this Privacy Policy or our data practices, please contact us:
- Email: marcus@moneymmannersguide.com
- Website: Contact Page
California Privacy Rights
If you are a California resident, you have specific rights under the California Consumer Privacy Act (CCPA):
- The right to know what personal information we collect and how it is used
- The right to delete personal information (with some exceptions)
- The right to opt-out of the sale of personal information (we do not sell personal information)
- The right to non-discrimination for exercising your privacy rights
European Privacy Rights
If you are located in the European Economic Area (EEA), you have rights under the General Data Protection Regulation (GDPR). The legal basis for processing your information includes:
- Consent (for analytics cookies and marketing communications)
- Legitimate interests (for website security and improvement)
- Contract performance (for responding to your inquiries)
You also have the right to lodge a complaint with your local data protection authority if you believe we have violated your privacy rights.